Bitpanda Review 2025: A Secure and Regulated Crypto Exchange for Europe

Introduction

Bitpanda is one of the leading cryptocurrency exchanges in Europe, known for its user-friendly interface, strong security, and multi-asset investment options. Founded in 2014 in Austria, Bitpanda allows users to trade cryptocurrencies, stocks, ETFs, commodities, and precious metals.

Unlike Binance or Kraken, which focus on global expansion and professional traders, Bitpanda is designed for European users looking for a secure and regulated platform to buy, sell, and invest in digital assets.

With over 4 million users and a full regulatory license in the EU, Bitpanda is a top choice for European investors who want an easy and safe way to invest in crypto and other assets.

What This Review Covers

Key Features – What makes Bitpanda unique?
Security and Regulation – Is Bitpanda safe?
Trading Options – What assets can you trade?
Fees and Costs – Is Bitpanda affordable?
User Experience – Is Bitpanda easy to use?
Pros and Cons – The strengths and weaknesses of Bitpanda.
Comparison with Binance, Kraken, and Coinbase – Which platform is better?

By the end of this review, you will have a complete understanding of Bitpanda and whether it’s the right platform for you.


1. What is Bitpanda? A Brief Overview

Bitpanda is a regulated European investment platform that offers crypto trading, stock investments, ETFs, and commodities. It was founded in Vienna, Austria, in 2014, and is now one of the most trusted crypto exchanges in Europe.

Why is Bitpanda Popular?

Regulated in Europe – Fully licensed under MiFID II and PSD2 regulations.
Multi-Asset Platform – Trade cryptos, stocks, ETFs, and metals in one place.
Beginner-Friendly – A simple interface for easy crypto investing.
Strong Security – High-security standards and fully insured assets.
Fast Deposits & Withdrawals – Supports SEPA, PayPal, Visa, and Mastercard.

With a strong reputation in Europe, Bitpanda is a top choice for users who want a safe, simple, and regulated crypto platform.


2. Bitpanda Security and Regulation: Is It Safe?

Regulatory Compliance

Bitpanda is one of the most regulated crypto exchanges in Europe, ensuring full compliance with financial laws.

Licensed as an investment firm under MiFID II (EU).
Registered with Austria’s Financial Market Authority (FMA).
Approved by the French Financial Markets Authority (AMF).
Registered as a Virtual Asset Service Provider (VASP) in multiple EU countries.

Unlike Binance (which has faced regulatory issues in Europe), Bitpanda operates legally and transparently, making it a trusted choice for European investors.

Security Features

Bitpanda has strong security measures to protect user funds and personal data.

Cold Storage for Crypto Funds – Majority of crypto assets are stored offline.
Two-Factor Authentication (2FA) – Adds extra security for logins and transactions.
KYC Verification – Mandatory identity verification for all users.
Segregated Bank Accounts – Customer funds are kept separate from company funds.
Full Insurance Coverage – Digital assets are insured against hacks and breaches.

Unlike Coinbase (which was hacked in 2021) or Binance (which faced security breaches in 2019), Bitpanda has never suffered a major security incident, making it one of the safest crypto platforms.


3. Bitpanda Trading Options: What Can You Trade?

Bitpanda is a multi-asset platform, allowing users to invest in cryptocurrencies, stocks, ETFs, commodities, and precious metals.

Cryptocurrency Trading on Bitpanda

Bitpanda supports 250+ cryptocurrencies, including:

Bitcoin (BTC) – The largest cryptocurrency by market cap.
Ethereum (ETH) – The second-largest crypto, used for smart contracts.
Solana (SOL) – A fast blockchain for DeFi and NFTs.
Cardano (ADA) – A major proof-of-stake blockchain.
Polkadot (DOT), Dogecoin (DOGE), Shiba Inu (SHIB), and more.

While Binance offers 350+ cryptocurrencies, Bitpanda focuses on high-quality assets, ensuring strong liquidity and regulatory compliance.

Stock and ETF Trading on Bitpanda

Unlike Binance or Kraken, Bitpanda allows users to invest in real stocks and ETFs, making it a one-stop investment platform.

Fractional Shares – Buy stocks with as little as €1.
Popular Stocks – Apple, Amazon, Tesla, Microsoft, and more.
Thematic ETFs – Invest in technology, healthcare, energy, and ESG funds.

Commodities and Precious Metals

Bitpanda is one of the few crypto platforms that allow you to invest in precious metals.

Gold & Silver – Buy real, insured gold and silver.
Oil & Gas – Trade energy-based commodities.

With its wide range of assets, Bitpanda is better than Binance or Coinbase for users who want a complete investment portfolio.


4. Bitpanda Fees: Is It Affordable?

Bitpanda uses a transparent fee structure, but fees are higher than Binance.

Trading Fees

Asset Type Trading Fee
Crypto Trading 1.49%
Stock & ETF Trading 0% commission
Precious Metals Variable spread
Deposit Fees Free for SEPA & Bank Transfers
Withdrawal Fees Varies by currency

No hidden fees – All costs are shown upfront.
Commission-free stock and ETF trading.
Lower fees for Bitpanda VIP users.

While Bitpanda’s crypto fees (1.49%) are higher than Binance (0.10%), its stock and ETF trading are cheaper than Coinbase or Kraken.


5. Bitpanda User Experience: Is It Easy to Use?

Bitpanda is designed for beginners and casual investors, offering:

Simple Interface – Easy to navigate for first-time users.
Mobile App – Buy and sell assets on the go.
Multiple Payment Options – SEPA, Visa, Mastercard, PayPal, Skrill.
24/7 Customer Support – Available via live chat and email.

Unlike Binance (which can be overwhelming for beginners), Bitpanda is a simple and intuitive platform for new investors.


6. Pros and Cons of Bitpanda

Pros:

Regulated & Licensed in the EU – One of the most compliant crypto exchanges.
Multi-Asset Trading – Trade crypto, stocks, ETFs, and precious metals.
Beginner-Friendly – Simple UI and easy deposit options.
Strong Security & Insurance – No history of hacks.
Fast Deposits & Withdrawals – SEPA, PayPal, Visa, and Mastercard supported.

Cons:

Higher Crypto Trading Fees – 1.49% per trade (higher than Binance’s 0.10%).
Limited Advanced Trading Features – No futures or margin trading.
Not Available Outside Europe – U.S. users cannot access Bitpanda.


7. Bitpanda vs. Binance vs. Kraken vs. Coinbase

Feature Bitpanda Binance Kraken Coinbase
Best For EU Investors Low Fees & Trading Advanced Trading Beginners
Crypto Trading Fees 1.49% 0.10% 0.16% – 0.26% 1.49%
Regulation ✅ Yes ❌ No ✅ Yes ✅ Yes
Multi-Asset Support ✅ Yes ❌ No ❌ No ❌ No
Available in U.S.? ❌ No ❌ No ✅ Yes ✅ Yes

Bitpanda is the best choice for European investors who want a secure, regulated, and multi-asset trading platform.


Final Verdict: Is Bitpanda Worth Using?

Bitpanda is one of the best platforms for European investors, offering:

Regulated and secure trading.
A wide range of investment options (crypto, stocks, metals, ETFs).
Beginner-friendly UI with multiple payment options.