Introduction
Crypto.com is one of the fastest-growing cryptocurrency platforms, offering a wide range of services, including crypto trading, staking, DeFi, NFTs, and a Visa crypto card. Launched in 2016, Crypto.com has expanded to serve 80+ million users worldwide, making it one of the most popular and diverse crypto exchanges.
Unlike Binance or Coinbase, which focus primarily on trading, Crypto.com is a complete crypto ecosystem, providing:
✅ Spot & Derivatives Trading
✅ Crypto Earn (Staking & Interest Rewards)
✅ Crypto Credit Cards
✅ NFT Marketplace
✅ DeFi Wallet & Yield Farming
With strong security measures, low trading fees, and extensive product offerings, Crypto.com is a great choice for both beginners and advanced users.
What This Review Covers
✔ Key Features – What makes Crypto.com unique?
✔ Security and Regulation – Is Crypto.com safe?
✔ Trading Options – What assets can you trade?
✔ Fees and Costs – Is Crypto.com affordable?
✔ User Experience – Is Crypto.com easy to use?
✔ Pros and Cons – The strengths and weaknesses of Crypto.com.
✔ Comparison with Binance, Kraken, and Coinbase – Which platform is better?
By the end of this review, you’ll know if Crypto.com is the right platform for you.
1. What is Crypto.com? A Brief Overview
Crypto.com is a global cryptocurrency exchange and financial platform, offering a wide range of crypto services beyond trading. It is best known for its Visa crypto card, staking rewards, and strong security features.
Unlike Kraken and Binance, which focus on professional traders, Crypto.com aims to be a crypto super app—combining trading, payments, staking, and DeFi in one platform.
Why is Crypto.com Popular?
✔ Largest Visa Crypto Card Program – Earn up to 5% cashback in CRO.
✔ Crypto Earn – Earn up to 10% APY on crypto deposits.
✔ Crypto.com Exchange – Low fees, deep liquidity, and futures trading.
✔ NFT Marketplace – Buy, sell, and create NFTs.
✔ Crypto Payments – Pay with crypto at supported merchants.
With 80+ million users in 90+ countries, Crypto.com is one of the most widely used crypto platforms globally.
2. Crypto.com Security and Regulation: Is It Safe?
Security is a top priority for Crypto.com, making it one of the safest crypto platforms.
Security Measures
✔ Cold Wallet Storage – 98% of user funds are stored offline.
✔ Two-Factor Authentication (2FA) – Mandatory for withdrawals and logins.
✔ FDIC-Insured USD Deposits – Up to $250,000 for U.S. users.
✔ Regular Security Audits – Crypto.com partners with top cybersecurity firms.
✔ 24/7 Fraud Monitoring – AI-based risk detection for suspicious activities.
Has Crypto.com Ever Been Hacked?
Yes, in January 2022, Crypto.com suffered a security breach, where $35 million was stolen. However, all affected users were fully reimbursed, and security measures have since been improved.
Regulatory Compliance
Crypto.com is regulated in multiple jurisdictions, making it a safe and legally compliant platform.
✔ Licensed in the U.S., UK, Singapore, and Europe.
✔ Registered with FinCEN and other regulatory bodies.
✔ Follows strict AML (Anti-Money Laundering) guidelines.
Unlike Binance (which has faced regulatory issues in multiple countries), Crypto.com is a legally compliant platform, making it a more stable choice for long-term users.
3. Crypto.com Trading Options: What Can You Trade?
Crypto.com offers a wide range of cryptocurrencies and trading options, including spot trading, futures, and staking.
Cryptocurrencies Available on Crypto.com
Crypto.com supports 250+ cryptocurrencies, including:
✅ Bitcoin (BTC)
✅ Ethereum (ETH)
✅ Solana (SOL)
✅ Cardano (ADA)
✅ Polkadot (DOT)
✅ Dogecoin (DOGE) & Shiba Inu (SHIB)
While Binance offers 350+ cryptos, Crypto.com provides a curated selection of high-quality assets.
Futures and Derivatives Trading
✔ Crypto Futures – Up to 100x leverage on Bitcoin and Ethereum.
✔ Options Trading – Available for selected crypto assets.
✔ Margin Trading – Up to 10x leverage on spot trading pairs.
Unlike Coinbase (which does not offer futures trading), Crypto.com is better for traders looking for leverage and derivatives.
4. Crypto.com Earn: Staking & Passive Income
Crypto.com allows users to earn passive income through staking and interest rewards.
Staking on Crypto.com
✔ Stake CRO (Crypto.com Coin) – Earn up to 10% APY.
✔ Stake Bitcoin (BTC) & Ethereum (ETH) – Earn up to 6% APY.
✔ Flexible & Fixed Terms – Choose between flexible staking or locked deposits.
Compared to Kraken (which offers staking rewards but takes a commission), Crypto.com has some of the highest APYs in the industry.
5. Crypto.com Visa Card: Earn Cashback on Purchases
One of Crypto.com’s biggest selling points is its Visa Crypto Card, which offers cashback rewards in CRO tokens.
Crypto.com Visa Card Tiers
| Card Tier | CRO Staking Requirement | Cashback Rewards | Perks |
|---|---|---|---|
| Midnight Blue | $0 | 1% | None |
| Ruby Steel | $400 | 2% | Spotify Rebate |
| Royal Indigo/Jade Green | $4,000 | 3% | Netflix, Spotify Rebates |
| Icy White/Frosted Rose Gold | $40,000 | 5% | Airport Lounge, Amazon Prime |
| Obsidian | $400,000 | 5% | Luxury Perks, Private Jet Access |
✔ No annual fees.
✔ Up to 5% cashback on purchases.
✔ Premium rewards for high-staking users.
This crypto card is one of the best in the industry, offering more perks than Binance Card or Coinbase Card.
6. Crypto.com Fees: Is It Affordable?
Crypto.com has a tiered fee structure, rewarding high-volume traders with lower fees.
Trading Fees
| 30-Day Trading Volume | Maker Fee | Taker Fee |
|---|---|---|
| $0 – $25,000 | 0.075% | 0.075% |
| $25,000 – $50,000 | 0.07% | 0.07% |
| $50,000 – $100,000 | 0.065% | 0.065% |
| Above $10M | 0.00% | 0.03% |
✔ Lower fees than Coinbase and Kraken.
✔ No deposit fees for crypto deposits.
✔ Fiat deposits via bank transfer are free in some regions.
7. Pros and Cons of Crypto.com
Pros:
✅ Visa Crypto Card – Up to 5% cashback on purchases.
✅ High Staking Rewards – Up to 10% APY on CRO staking.
✅ Strong Security & Regulation – Fully licensed in multiple countries.
✅ Low Trading Fees – 0.075% standard fees (lower than Coinbase).
✅ Wide Range of Crypto Services – Exchange, DeFi, NFTs, and more.
Cons:
❌ CRO Staking Required for Best Perks – To get high cashback, you must stake CRO.
❌ Not Available in Some Countries – Some regions have restrictions.
❌ Higher Withdrawal Fees – Some fiat withdrawals have fees.
Final Verdict: Is Crypto.com Worth Using?
Crypto.com is one of the best all-in-one crypto platforms, offering:
✔ Low trading fees.
✔ A powerful crypto Visa card.
✔ A strong staking and passive income system.
While not as beginner-friendly as Coinbase, Crypto.com is a top choice for users who want a complete crypto ecosystem.